How to Mobile Deposit a Discover Card Check on the Truist App Step-by-Step
Completing a mobile deposit through the Truist mobile banking app takes only a few minutes when executed cleanly. Bypassing manual processing queues requires careful preparation of both the physical paper and your mobile camera settings.
1. Inspect the Document: Confirm that your full legal name on the "Pay to the Order of" line matches the primary or secondary title on your Truist checking account. Mismatched names trigger immediate manual fraud interventions.
2. Log into Truist Mobile: Open the Truist app on your iOS or Android device, authenticate using biometrics or your credentials, and select Deposit from the bottom navigation bar.
3. Target the Destination Account: Tap Deposit To and select your intended Truist checking account. Avoid depositing large balance transfer checks into auxiliary savings accounts, as secondary accounts frequently carry stricter automated deposit thresholds.
4. Enter the Exact Dollar Amount: Type the precise figure written on the face of the check. Even a one-cent discrepancy between your numeric entry and the legal written line causes an automatic system abort.
5. Align and Capture the Front: Place the Discover check flat on a dark, non-reflective surface in a well-lit room. Hold your smartphone parallel to the paper. Truist's check capture alignment software will automatically locate the four corners and capture the image once focus and contrast conditions are met.
6. Flip and Capture the Back: Ensure your endorsement text sits entirely within the top 1.5 inches of the check’s trailing edge. Capture the back image, review both scans for legibility, and submit the deposit.
